Universal Credit is the UK Government social security payment aimed at helping the working age group to live a better life. This is a walkthrough of Universal Credit login and Universal Credit Sign up and also a concise review of Universal Credit, universal credit benefits, eligibility for Universal Credit.
Universal Credit Login – Universal Credit Sign in
Universal Credit login is only available for those that have enrolled for Universal Credit claims. If you are yet to apply for Universal Credit, you can jump to the next section to see how to enroll. The Universal Credit login link is on the UK Govt website. To sign in Universal credit account:
- Go to the Universal Credit login page on UK Govt website on https://www.universal-credit.service.gov.uk/sign-in
- Enter your Universal credit Username and password and click on the green Sign in button to go to your Universal credit account.
Universal Credit Application Online: How to Apply For Universal Credit Claim
Just like we saw in Universal Credit application, to complete the Universal credit application, you will visit the UK Government website and fill in your details as required. You can check the Universal credit eligibility section below to know if you can apply for Universal Credit. To apply for Universal Credit Claim:
- Go to the Universal Credit application page https://www.universal-credit.service.gov.uk/postcode-checker
- Enter your postcode in the space provided for it and click on the green “START” button to start your Universal credit application. See the picture below.
- Next, you will follow the on-screen prompts to complete your application.
A Concise Review Of Universal Credit
What Is Universal Credit?
Universal Credit as already stated above was introduced in 2010 to replace the old UK social security payment which combined the old six Means-tested benefits with a single monthly payment.
The old benefits that have been combined and replaced with Universal credit are; income-based Employment and Support Allowance, income-based Jobseeker’s Allowance, and Income Support; Housing Benefit; and Working Tax Credit and Child Tax Credit.
The new system sees claimants receive a single universal credit payment paid directly into their bank accounts once or twice Monthly as the case maybe.
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Who Can Apply For Universal Credit?
Are you still wondering if you are qualified to apply for Universal credit claims? Need not worry any longer, if you fall into any of the categories below then you are eligible to apply for Universal Credit.
Eligibility for Universal Credit are as follows:
- When you live in the UK
- If you are 18 years or over You may also get Universal Credit benefit if you are 16 to 17 if you meet up with some special exceptions.
- If You are on a low income or out of job.
- You are under Pension Credit qualifying age or if your partner is.
- If both you and your partner have £16,000 or less in savings.
What are the Universal Credit Benefits?
Universal Credit only replaced old six benefits with a single monthly payment. The benefits that combined to form Universal Credit are:
- Income-Based Job Seeker’s Allowance (JSA)
- Income-Related Employment and Support Allowance (ESA)
- Income Support
- Working Tax Credit
- Child Tax Credit
- Housing Benefit
How much Can I Get on universal credit?
The amount you are going to receive will be determined by the income and general circumstances of all the members of your household. However, you can get an estimate of how much you can get paid on Universal Credit using the Universal Credit Calculator.
Generally, your Universal Credit award will comprise of one basic Universal Credit allowance for the entire family or household and any additional elements that are applicable to you. The basic allowance will depend on some factors such as if
Universal Credit Basic Allowance includes:
- Single claimant aged under 25: £251.77 per month
- Single claimant aged 25 or over: £317.82 per month
- Joint claimants both aged under 25: £395.20 per month
- Joint claimants either aged 25 or over: £498.89 per month
How many hours do I have to work to get universal credit?
Your Universal credit payment will continue even when you have started working and it only reduces gradually as your earnings increase. It does not stop immediately you start working or any a job. Unlike the Jobseeker’s Allowance, your Universal Credit payment does not stop because you work more than 16 hours per week.
How much can you earn before it affects universal credit?
Some Universal Credit Claimants are eligible for a work allowance. The work allowance is the amount that you can earn before your Universal Credit payment is affected. The eligibility for Work Allowance is as shown below.
You will be eligible for a work allowance if you and/or your partner either:
- Have Responsibility for a child
- Have a limited capability for work
The Universal Credit monthly work allowances
- £287 – When your Universal Credit includes housing support
- £503 – When you do not receive housing support
Your Universal Credit will be reduced by 63 pence per pound you earn above your work allowance if applicable to you.
PLEASE NOTE: The work allowance rates will apply to all Universal Credit claimants.
How Do I claim Universal Credit?
If you are eligible for Universal Credit, you can claim Universal credit following the steps below:
1. Check if you’re eligible
2. Create an account and make a claim
and Find out how your claim is assessed
3. Apply for an advance on your first payment
4. Attend your interview
5. Get your first payment
6. Follow your agreement and report any change of circumstances
For details, go to https://www.gov.uk/how-to-claim-universal-credit.
Universal Credit Contact Number
Universal Credit contact number and related details are:
- You can call Universal Credit Helplines on 0800 328 5644 (Textphone: 0800 328 1344) Monday to Friday, 8 am to 6 pm (closed on bank holidays). Calls to 0800 numbers are free from landlines and mobiles.
- You can also use your online journal.
For more details and clarification on Universal Credit benefits, Universal Credit application and Universal credit login, please visit Universal Credit official page on UK Govt website https://www.gov.uk/universal-credit.
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