Nigeria Bank Transfer Codes – All Nigerian Banks USSD Codes For Transferring Money from phones

In this post, we will be listing all the Nigeria bank transfer codes and how to use them in carrying out transactions such as funds transfer, bill payment, mobile recharge and so much more. The Nigerian Bank USSD codes are codes with which you can make various bank transactions from your mobile phone. No internet connection is required.

The advent of technology has really helped us in so many ways. The Nigerian banking sector is not excluded from this revolution. We now have all Nigerian Banks USSD Codes for transferring money from phones. Because of Technology no longer need to go and Queue in the banking halls or ATM spots to many minor transactions. Just with the punch of a code on your mobile phone, you can carry out various transactions from your bank account.

The Nigeria bank transfer codes or bank USSD codes provides a fast, secure, flexible and convenient ways of performing certain bank transactions. Some of the transactions that you can perform with the Nigeria bank transfer codes or Nigerian bank USSD codes are:

  • Funds transfer or Money transfer from one account to the other.
  • Payment of bills such as electricity bills, Cable Tv bills etc.
  • To check bank account balance or mini statement of account.
  • Recharge your phone.
  • Change your card pin etc.

Things you Should know About Nigeria Bank Transfer Codes

Please while using the Nigeria Bank transfer codes or Nigerian Bank USSD codes, you have to take note of the following.

  • You do not require an internet connection to use the Nigerian Bank USSD codes for any transaction.
  • It can only work with the phone number that is registered with your NUBAN bank account.
  • You need to register for the service in some banks but in others once your phone number is attached to your account you are good to go.
  • You may be required to create a separate security pin for your Nigeria bank transfer code.
  • You can also be required to provide the last four digit of your BVN or the last four digits on your Naira debit card as way of verification instead of a code.
  • You have daily maximum amount that can be transferred using the Nigerian bank USSD codes.
  • The usage of the Nigeria bank transfer codes is not absolutely free. Some banks will deduct money from your  account per transaction.

Nigeria Bank Transfer Codes – All Nigeria Nigerian Bank USSD Codes

Below is a full list of all bank codes in Nigeria and how to Transfer Money Using USSD Codes from your phone. All the  Nigeria banks transfer codes below are very current.

First Bank Transfer Code- *894#

First bank remains one of the most innovative banks in Nigeria and is one of the strongest when it comes to tech innovations.

The First bank USSD code or First bank transfer code is *894#.

  • To make transactions from your first bank account, dial *894#
  • A list of options will appear for you to choose from such as Transfer money, Withdraw money and Make purchases, pay bills, buy airtime and manage account. Simply follow the instructions after and make your transfer.
  • Example to transfer money, you type 1.

GTBank Transfer Code : GTBank USSD Code – *737#

GTBank is among the leading banks in Nigeria and boasts of one of the best innovative systems within the Nigerian banking sector. They were among the first to introduce the Nigerian Bank transfer codes.

GTBank USSD code is *737#

To make general transactions, dial *737# and follow the on screen prompts. For GTB money transfer using USSD code, follow the steps below.

  • To transfer money from your GTBank account to another GTBank account, just dial *737*1*Amount*Recipient’s GTB Account Number# for example *737*1*5000*0123456789#
  • To transfer money from your GTBank account to another Bank, use *737*2*Amount*Other Bank Account Number e.g. First Bank# for example *737*2*10000*0123456789#.
  • Then enter your GTB 737 code or the last 4 digits of your card number to complete your transaction.

Access Bank Transfer Code – *901#

Just like the other banks, with Access bank USSD code or Access bank transfer code, you can make various transactions from your access bank account.

Access Bank USSD Code is *901#

  • To make transactions, just dial the Access bank Transfer code on your phone and follow the instructions on your screen. Access bank will require the last four digits of your BVN for your transactions using the Access USSD code.
  • To transfer money to an Access Bank account, dial *901*1*account number#.
  • To transfer money to other bank accounts, dial *901*2*account number#.

Zenith Bank Transfer Code –  Zenith Bank USSD Code –  *966#

Zenith bank is also among the first to come up with Nigerian Bank USSD codes or Nigeria bank transfer codes. Zenith Bank Transfer code is *966#.

To carry out any transaction from your Zenith Bank account simply dial *966# and choose from the options displayed on your screen.

  • To transfer money to another bank account, dial *966*Amount*account number#.
  • To recharge airtime, dial *966*Amount*Phone Number#.
  • Dial *966*0# to create a new Zenith Bank account number.
  • To update your BVN, dial *966*BVN#.
  • To reset your mobile banking PIN, dial *966*60#.
  • To deactivate mobile banking on your phone number, dial *966*20*0#.

UBA Transfer Code – *919#

The UBA USSD code is  *919#. To make any transactions using UBA mobile transfer code, simply dial  *919# and follow the on-screen prompts to complete your transactions.

  • To transfer money to a UBA account, dial *919*3#.
  • To transfer money to a UBA Prepaid Card, dial *919*32#.
  • To transfer money to other bank accounts, dial *919*4#.

Skye Bank Transfer Code – *833#.

Skye Bank USSD code is *833#. To transfer money from Skye bank simply dial *833# and follow the instructions on your screen to complete your transaction.

Fidelity Bank Transfer Code – Fidelity Bank USSD Code for Money Transfer – *770#

Fidelity Bank USSD code is *770#.

  • To transfer money via Fidelity Bank USSD money transfer code to other banks dial *770*Recipient’s Account Number*Amount# for example, *770*0123456789*5000#.
  • For other Fidelity bank mobile USSD code transactions or Money transfer, dial *770# and follow the on-screen instructions.

Ecobank Transfer Code – *326#

Ecobank USSD code is *326#. To transfer money from your Ecobank account, simply dial *326# and follow the on-screen prompts.

Other Nigeria Bank Transfer Codes

Wema Bank Transfer Code – *945#

Though not one of the well known ancient Nigerian Banks, Wema Bank has embraced technological innovations.

The Wema Bank USSD code is *945#.

  • To make transactions using the Wema Bank transfer code, just dial *945# on your screen and follow the on-screen prompts carefully. Example;
  • To transfer money with Wema Bank mobile code, simply dial *945#

Diamond Bank Transfer Code –  *710#

Diamond bank USSD code is among the first Nigeria bank transfer codes.

Diamond Bank USSD code  is *710#

  • To transfer money from Diamond bank to other bank, simply dial *710*777*Recipient’s Account Number*Amount*PIN#  for Diamond Y’ello Account Holders
  • To transfer money from Diamond Bank to Diamond Bank account, dial *710*710*Account Number*Amount*PIN#

For other transactions using the Diamond bank USSD code simply dial  *710# and follow the instructions on your screen.

Sterling Bank Transfer Code – *822#

The Sterling Bank’s USSD code is *822#.

  • To perform a transfer, simply dial *822# and follow the instructions.
  • You can dial *822*7# to create a new Sterling Bank tier 1 Kia-Kia savings account
  • Dial *822*1*Account Number# to register on the USSD Banking platform if you have a Sterling Bank account.
  • To transfer money from Sterling bank to another bank account, dial *822*5*Amount*account number#.
  • To transfer money fto a Sterling bank account, dial *822*4*Amount*account number#.

    Union bank Transfer Code – *389*038#

The Union bank USSD code is *389*038#. To transfer money from Union bank account using mobile transfer code, dial *389*038# and follow the screen prompts to complete your transaction.

Keystone Bank Transfer Code – *322*082#

Keystone Bank USSD code is *322*082#. To transfer money using the Keystone Bank mobile transfer code, dial the USSD code and follow the on-screen instructions carefully.

Stanbic IBTC Transfer Code – *909#

Thew Stanbic IBTC USSD code is *909#. To transfer money from your Stanbic IBTC account using the Stanbic IBTC mobile transfer code, dial *909# and follow the instructions on your screen.

Heritage Bank Transfer Code – *322*030#

The Heritage bank USSD code is *322*030#. Their USSD code as among the newer Nigeria Bank transfer codes. To transfer money or perform other transactions from your Heritage Bank account, dial *322*030# and follow the instructions on your screen.

First City Monument Bank Transfer Code – *389*214#

FCMB’s mobile USSD code is *389*214#. To transfer money or do any other transaction from your FCMB account, simply dial *389*214# and follow the on-screen instructions.

Unity Bank Transfer Code – *389*215#

Unity Bank USSD code is *389*215#. To transfer money from Unity bank account, just dial *389*215# and follow the on-screen prompts to complete your transactions.